Advisory Services

Advisory Services

Strategic advisory services for healthcare entrepreneurs and pharmacy startups. Institutional discipline applied to entrepreneurial challenges.

Advisory Philosophy

Clarity First. Then Action.

The approach I bring to every engagement is rooted in the institutional principles that guided my career: understand the landscape thoroughly before acting, build strategies that account for risk as rigorously as they pursue opportunity, and execute with discipline and accountability.

Whether the challenge is launching a healthcare venture, securing SBA financing, or structuring a pharmacy for long-term exit, the process is the same — clarity first, then action.

Murray Advisory Group operates a specialized healthcare practice, led by deep experience and a commitment to delivering results that matter.

Our Practice

Healthcare Advisory

Healthcare Ventures

Murray Strategic Healthcare Ventures

Murray Strategic Healthcare Ventures provides comprehensive advisory services for pharmacists and healthcare entrepreneurs building compounding pharmacies and wellness practices. Our services span the full venture lifecycle: strategic business planning, financial modeling, SBA financing coordination, regulatory compliance guidance, operational planning, and ongoing strategic support.

We bring institutional financial discipline to an industry where careful planning is the difference between a thriving practice and a stalled launch.

Strategic business planning
SBA financing coordination
Regulatory compliance guidance
Financial modeling
503(a) pharmacy development
PC/MSO structure design
Visit Murray Strategic Healthcare Ventures
SBA Financing Guide

The 7 SBA Loan Mistakes That Kill Pharmacy Startups

Built from 500+ hours of real engagement experience — not theory. Every item comes from watching a pharmacy startup succeed or stall at a critical moment.

  • The #1 reason pharmacy business plans get rejected
  • Why your entity structure may be silently disqualifying you
  • The compliance gap that creates red flags during underwriting

Get the Checklist — Instant Access

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No strings. No sales pitch. Just the checklist.

Exit Strategy Playbook

The 5-Year Exit Playbook

Fund, scale, and exit your compounding pharmacy at 6–8x EBITDA. Debt bridges, QSBS plays, and real paths drawn from deals James has structured.

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Independent Pharmacy Advisory

PBM Independence Strategy

For Independent Pharmacy Owners Ready to Stop Playing a Rigged Game

Pharmacy Benefit Managers control reimbursement, formularies, and patient flow — and the system is designed to squeeze independent pharmacy margins while steering business toward PBM-owned channels. But the regulatory landscape is shifting. The FTC is investigating. Congress has bipartisan momentum on spread pricing bans. States are already acting.

The window to reposition your pharmacy before that disruption hits is open right now — and it won't stay open indefinitely. Murray Strategic Healthcare Ventures helps existing independent pharmacy owners build the financial model, strategic roadmap, and capital structure for reducing PBM dependency before the market forces the issue.

DeliverableWhat It Covers
PBM Dependency AuditAnalyze what percentage of current revenue flows through PBM-controlled channels and quantify the financial risk of reimbursement compression
Revenue Diversification PlanMap the specific PBM-independent revenue streams viable for your pharmacy's geography, patient base, and clinical capabilities
Compounding Transition AnalysisFinancial model showing what adding a compounding service line does to your margin profile — investment required, breakeven timeline, and EBITDA impact
Direct Contracting RoadmapIdentify self-insured employer opportunities in your market and structure the direct contracting proposal and pricing model
Cash-Pay Economics ModelBuild the financial model for a membership or flat-fee pricing structure alongside existing insurance business
Capital StrategyIf the pivot requires investment — equipment, buildout, staff — structure the financing through SBA, equipment financing, or debt capital
Schedule a PBM Independence Strategy Session
Free Guide

The Independent Pharmacy Owner's Guide to PBM Independence

5 revenue streams that put you back in control — and why the next 24 months are your most important strategic window.

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